Tuesday, September 24, 2013

Home Loan Interest rates in all Banks

Bank NameFloating Interest ratePer lac EMIProcessing FeePrepayment Charges% Change in last 6 mths
State Bank Of India10.05%Rs.968Up to 25 lacs : 0.125% of loan amount minimum Rs.1000/-
25-75 lacs : Rs.3,250/-
75 & above : 5,000/-
NilNo Change
ICICI Bank10.40%Rs.9920.50% of loan amount upto 1 croreN.A
2.46%
HDFC Ltd10.40%Rs.9920.5% or maximum 10,000+service tax (12.36%)No prepayment charges shall be payable for partial or full prepayments irrespective of the source
2.46%
HSBC Bank11% - 11.25%Rs.1032 - Rs.10491% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundableNilN.A
LIC Housing10.35% (for female applicants) or 10.60% (for male applicants)Rs.988 (for female applicants) or Rs.1005 (for male applicants)Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax)
NilNo Change
AXIS Bank10.25% (Upto 25 Lacs), then 10.75%Rs.982 (Upto 25 Lacs), then Rs.10150.5% of the loan amount
(Max. 10000/- + service tax for Salaried)
Nil
No Change (Upto 25 Lacs), then 1.42%
IDBI10.25%Rs.982Up to .50%of loan amount
(Rs 2500 to be collected at login and balance at the time of sanction )
If Balance Transfer then 2% Otherwise NilNo Change
PNB Housing Finance10.50% (For Salaried/SEP), 11% (SENP)Rs.998 (For Salaried/SEP), Rs.1032 (SENP)0.5%NILNo Change
ING Vysya10.75%Rs.10150.5% of the loan amountNILN.A
Standard Chartered10% (Upto 25Lacs), then 10.25% - 10.50%Rs.965 (Upto 25Lacs), then Rs.982 - Rs.998Rs.5500/- + Service taxNIL
0.10% (Upto 25Lacs), then 0.98% - 2.43%
Citibank10.75%Rs.10150.25% or 5,000 + 12.36%( service tax)NIL
4.87% (Upto 25 Lacs), then 2.38%
Deutsche Bank10.50%Rs.99812000 + Service TaxNilN.A
DHFL11%Rs.10321% for Salaried & 1.5% for SENPNIL
2.32%
India Bulls10.40% (Upto 25Lacs), then 11%Rs.992 (Upto 25Lacs), then Rs.1032Up to 30 lacs 5,000+12.36%(Service tax)
30 lacs & above : 15,000+12.36%(Service tax)
NIL
2.42% (Upto 25Lacs), the 2.32%
Federal Bank10.50%Rs.9987,000 + Service TaxN.ANo Change
Allahabad Bank10.20% (Upto 25Lacs), then 10.45%Rs.978 (Upto 25Lacs), then Rs.9950.50% of loan amount, Maximum Rs. 10,000/-NILN.A
Bank of Maharastra10.55% (Upto 25lacs), then 10.75%Rs.985 (Upto 25lacs), then Rs.10150.50% (Max. Rs. 50,000/-)Nil
2.42% (Upto 25lacs), then 2.38%
Central Bank of India10.25%Rs.9820.50% of the loan amount subject to maximum of Rs.20,000/-Nil
2.38%
Corporation Bank10.25%Rs.9820.50% of Loan amount (Max.Rs.50,000/-)NIL
2.38%
Bank of India10.25%Rs.9820.25% of loan amount. Min.Rs.1,000 and Max. Rs.20,000Nil
2.5%
Union Bank of India10%Rs,965Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000NIL
2.44%
United Bank of India10.25%Rs.9820.50% of the loan amountN.A
2.38%
UCO Bank10.20%Rs.9780.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/-NILN.A
Bank of Baroda10.25%Rs.982Loan upto Rs.30 Lacs - 0.50% (Minimum Rs.5,000/-)
Above 30 Lacs - 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-)
N.A.N.A
Canara Bank9.95%Rs.962
4.78%
Oriental Bank of Commerce10.25%Rs.9820.50% of the loan amount, subject to maximum of Rs. 20000/- plus service taxNILNo Change
Kotak Bank10.75%Rs.10150.25% - 0.5%2% on Balance transfer else NILN.A
Dena Bank10.25%Rs.9820.50% of sanctioned limitN.A
0.48%
Punjab National Bank10.25%Rs.982N.A
First Blue Home Finance10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed)Rs.982 (for Salaried / SEP), Rs.1015 (For Self Employed)Salaried: Up to 30 lacs :7300
30 - 75 lacs : 11800
75 lacs & above : 15,000 + service tax(12.36%)
NilN.A
Vijaya Bank10.50%Rs.9980.25% of loan amount. Maximum Rs.10000. Exclusive of Service TaxN.AN.A
Syndicate Bank10.25%Rs.982upto Rs.25 lacs - 0.25% (Min Rs 1000 - Max Rs 5000)
26 lacs to 75 lacs - 0.55% (Max.Rs.500/-)
above Rs.75 lacs - 0.55% (Max Rs.10000/-)
N.A
2.38%
Indian Overseas Bank10.25%Rs.982A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation.N.AN.A
Development Credit Bank11.50%Rs.10661%NilN.A
State Bank of Travancore10.25%-10.50%Rs.982 - Rs.998Processing fees stands reduced by50% of normal charges during the campaign periodNILN.A
Tata capital Housing Finance ltd10.75%Rs.10150.5 to 1% off the loan amount.N.AN.A
Dhanalakshmi BankScheme I: 11.50% (Fixed for 1 yr), Then 12%
Scheme II: 12%
Scheme I: Rs.1066 (Fixed for 1 yr), Then Rs.1101
Scheme II: Rs.1101
1% + service taxN.AN.A
Indian Bank10.20%Rs.978NilNilNo Change

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