Showing posts with label ING Vysya Personal Loan. Show all posts
Showing posts with label ING Vysya Personal Loan. Show all posts

Thursday, February 3, 2011

ING Vysya Personal Loan Elgibility


Eligibility criteria For Salaried Individuals
 


  • Minimum age of Applicant: 23 years



  • Total of 3 year's overall work experience



  • Net Salary of Rs 1,80,000 per annum

    Documents required

     


  • Latest passport size photograph



  • Latest 2 months salary slip



  • Appointment letter/s or Form 16 as proof of experience



  • Proof of Age and Identity* (Passport Copy/ Voters ID card/ Driving License/Pan card) *ID proof /signature verification to be done by Banker if the none of the above is available Address Proof (Ration card/ Tel/elect. Bill/ Rental agr. / Passport copy/Driving License etc) Latest 6 months bank statement with Salary Credits.


    Eligibility criteria For Self Employed Professionals
     



  • Minimum age of Applicant: 23 years and 25 years for Non Professionals



  • Minimum three years' experience in their current business



  • Minimum Gross Annual Income of Rs 1,50,000

    Documents required
     


  • Latest passport size photograph


  • Latest 2 years ITR with computation of Income, CA certified P& L , Balance Sheet


  • Firm’s/Company’s Financials, Board Resloution, Partnership deed, copy of MOA and AOA wherever applicable


  • Proof of Business- ITRs/ License under Shops and Establishment Act/ Sales Tax Receipt/Import Export Code from RBI


  • Proof of Age and Identity* (Passport Copy/ Voters ID card/ Driving License/Pan card)


  • *ID proof /signature verification to be done by Banker if the none of the above is available


  • Address Proof (Ration card/ Tel/elect. Bill/ Rental agr. / Passport copy/Driving License etc)


  • Latest 6 months bank statement

    ING Vysya Personal Loan


    Features and benefits
    • Borrow up to Rs 10,00,000 for any requirement like purchase of Consumer Durables/marriage/Education/travel/family function/business expansion/home improvement or purchase of property etc.
    • Flexible Repayment options, ranging from 12 to 60 months.
    • Choice of Repayment through PDCs , ECS or Standing Instructions.
    • Low Interest Rates.
    • Hassle free loans - No security/collateral required.
    • Speedy loan approval.
    • Convenience of service at your doorstep.
    Eligible Customers
    • Salaried Individuals- include Salaried Doctors, Employees of Select Public and Private limited companies, MNCs and Public Sector Undertakings.
    • Self employed professionals -include self employed Doctors, Chartered Accountants and Cost Accountants.
    • Self employed Businessman-include Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.