| Bank Name | Floating Interest rate | Per lac EMI | Processing Fee | Prepayment Charges | % Change in last 6 mths |
| State Bank Of India | 10.05% | Rs.968 | Up to 25 lacs : 0.125% of loan amount minimum Rs.1000/-
25-75 lacs : Rs.3,250/-
75 & above : 5,000/- | Nil | No Change |
| ICICI Bank | 10.40% | Rs.992 | 0.50% of loan amount upto 1 crore | N.A |
| 2.46% |  |
|
| HDFC Ltd | 10.40% | Rs.992 | 0.5% or maximum 10,000+service tax (12.36%) | No prepayment charges shall be payable for partial or full prepayments irrespective of the source |
| 2.46% | |
|
| HSBC Bank | 11% - 11.25% | Rs.1032 - Rs.1049 | 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable | Nil | N.A |
| LIC Housing | 10.35% (for female applicants) or 10.60% (for male applicants) | Rs.988 (for female applicants) or Rs.1005 (for male applicants) | Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax) | Nil | No Change |
| AXIS Bank | 10.25% (Upto 25 Lacs), then 10.75% | Rs.982 (Upto 25 Lacs), then Rs.1015 | 0.5% of the loan amount
(Max. 10000/- + service tax for Salaried) | Nil |
| No Change (Upto 25 Lacs), then 1.42% | |
|
| IDBI | 10.25% | Rs.982 | Up to .50%of loan amount
(Rs 2500 to be collected at login and balance at the time of sanction ) | If Balance Transfer then 2% Otherwise Nil | No Change |
| PNB Housing Finance | 10.50% (For Salaried/SEP), 11% (SENP) | Rs.998 (For Salaried/SEP), Rs.1032 (SENP) | 0.5% | NIL | No Change |
| ING Vysya | 10.75% | Rs.1015 | 0.5% of the loan amount | NIL | N.A |
| Standard Chartered | 10% (Upto 25Lacs), then 10.25% - 10.50% | Rs.965 (Upto 25Lacs), then Rs.982 - Rs.998 | Rs.5500/- + Service tax | NIL |
| 0.10% (Upto 25Lacs), then 0.98% - 2.43% | |
|
| Citibank | 10.75% | Rs.1015 | 0.25% or 5,000 + 12.36%( service tax) | NIL |
| 4.87% (Upto 25 Lacs), then 2.38% |  |
|
| Deutsche Bank | 10.50% | Rs.998 | 12000 + Service Tax | Nil | N.A |
| DHFL | 11% | Rs.1032 | 1% for Salaried & 1.5% for SENP | NIL |
| 2.32% | |
|
| India Bulls | 10.40% (Upto 25Lacs), then 11% | Rs.992 (Upto 25Lacs), then Rs.1032 | Up to 30 lacs 5,000+12.36%(Service tax)
30 lacs & above : 15,000+12.36%(Service tax) | NIL |
| 2.42% (Upto 25Lacs), the 2.32% | |
|
| Federal Bank | 10.50% | Rs.998 | 7,000 + Service Tax | N.A | No Change |
| Allahabad Bank | 10.20% (Upto 25Lacs), then 10.45% | Rs.978 (Upto 25Lacs), then Rs.995 | 0.50% of loan amount, Maximum Rs. 10,000/- | NIL | N.A |
| Bank of Maharastra | 10.55% (Upto 25lacs), then 10.75% | Rs.985 (Upto 25lacs), then Rs.1015 | 0.50% (Max. Rs. 50,000/-) | Nil |
| 2.42% (Upto 25lacs), then 2.38% | |
|
| Central Bank of India | 10.25% | Rs.982 | 0.50% of the loan amount subject to maximum of Rs.20,000/- | Nil |
| 2.38% | |
|
| Corporation Bank | 10.25% | Rs.982 | 0.50% of Loan amount (Max.Rs.50,000/-) | NIL |
| 2.38% | |
|
| Bank of India | 10.25% | Rs.982 | 0.25% of loan amount. Min.Rs.1,000 and Max. Rs.20,000 | Nil |
| 2.5% | |
|
| Union Bank of India | 10% | Rs,965 | Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000 | NIL |
| 2.44% | |
|
| United Bank of India | 10.25% | Rs.982 | 0.50% of the loan amount | N.A |
| 2.38% | |
|
| UCO Bank | 10.20% | Rs.978 | 0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- | NIL | N.A |
| Bank of Baroda | 10.25% | Rs.982 | Loan upto Rs.30 Lacs - 0.50% (Minimum Rs.5,000/-)
Above 30 Lacs - 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-) | N.A. | N.A |
| Canara Bank | 9.95% | Rs.962 | | |
| 4.78% | |
|
| Oriental Bank of Commerce | 10.25% | Rs.982 | 0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax | NIL | No Change |
| Kotak Bank | 10.75% | Rs.1015 | 0.25% - 0.5% | 2% on Balance transfer else NIL | N.A |
| Dena Bank | 10.25% | Rs.982 | 0.50% of sanctioned limit | N.A |
| 0.48% | |
|
| Punjab National Bank | 10.25% | Rs.982 | | | N.A |
| First Blue Home Finance | 10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed) | Rs.982 (for Salaried / SEP), Rs.1015 (For Self Employed) | Salaried: Up to 30 lacs :7300
30 - 75 lacs : 11800
75 lacs & above : 15,000 + service tax(12.36%) | Nil | N.A |
| Vijaya Bank | 10.50% | Rs.998 | 0.25% of loan amount. Maximum Rs.10000. Exclusive of Service Tax | N.A | N.A |
| Syndicate Bank | 10.25% | Rs.982 | upto Rs.25 lacs - 0.25% (Min Rs 1000 - Max Rs 5000)
26 lacs to 75 lacs - 0.55% (Max.Rs.500/-)
above Rs.75 lacs - 0.55% (Max Rs.10000/-) | N.A |
| 2.38% | |
|
| Indian Overseas Bank | 10.25% | Rs.982 | A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. | N.A | N.A |
| Development Credit Bank | 11.50% | Rs.1066 | 1% | Nil | N.A |
| State Bank of Travancore | 10.25%-10.50% | Rs.982 - Rs.998 | Processing fees stands reduced by50% of normal charges during the campaign period | NIL | N.A |
| Tata capital Housing Finance ltd | 10.75% | Rs.1015 | 0.5 to 1% off the loan amount. | N.A | N.A |
| Dhanalakshmi Bank | Scheme I: 11.50% (Fixed for 1 yr), Then 12%
Scheme II: 12% | Scheme I: Rs.1066 (Fixed for 1 yr), Then Rs.1101
Scheme II: Rs.1101 | 1% + service tax | N.A | N.A |
| Indian Bank | 10.20% | Rs.978 | Nil | Nil | No Change |
