Home Loan Interest rates in all Banks

Bank Name	Floating Interest rate	Per lac EMI	Processing Fee	Prepayment Charges	% Change in last 6 mths
State Bank Of India	10.05%	Rs.968	Up to 25 lacs : 0.125% of loan amount minimum Rs.1000/- 25-75 lacs : Rs.3,250/- 75 & above : 5,000/-	Nil	No Change
ICICI Bank	10.40%	Rs.992	0.50% of loan amount upto 1 crore	N.A	2.46%
HDFC Ltd	10.40%	Rs.992	0.5% or maximum 10,000+service tax (12.36%)	No prepayment charges shall be payable for partial or full prepayments irrespective of the source	2.46%
HSBC Bank	11% - 11.25%	Rs.1032 - Rs.1049	1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable	Nil	N.A
LIC Housing	10.35% (for female applicants) or 10.60% (for male applicants)	Rs.988 (for female applicants) or Rs.1005 (for male applicants)	Up to 50 lacs : 10,000 +(Service tax) 50 lacs & above : 15,000 +(service tax)	Nil	No Change
AXIS Bank	10.25% (Upto 25 Lacs), then 10.75%	Rs.982 (Upto 25 Lacs), then Rs.1015	0.5% of the loan amount (Max. 10000/- + service tax for Salaried)	Nil	No Change (Upto 25 Lacs), then 1.42%
IDBI	10.25%	Rs.982	Up to .50%of loan amount (Rs 2500 to be collected at login and balance at the time of sanction )	If Balance Transfer then 2% Otherwise Nil	No Change
PNB Housing Finance	10.50% (For Salaried/SEP), 11% (SENP)	Rs.998 (For Salaried/SEP), Rs.1032 (SENP)	0.5%	NIL	No Change
ING Vysya	10.75%	Rs.1015	0.5% of the loan amount	NIL	N.A
Standard Chartered	10% (Upto 25Lacs), then 10.25% - 10.50%	Rs.965 (Upto 25Lacs), then Rs.982 - Rs.998	Rs.5500/- + Service tax	NIL	0.10% (Upto 25Lacs), then 0.98% - 2.43%
Citibank	10.75%	Rs.1015	0.25% or 5,000 + 12.36%( service tax)	NIL	4.87% (Upto 25 Lacs), then 2.38%
Deutsche Bank	10.50%	Rs.998	12000 + Service Tax	Nil	N.A
DHFL	11%	Rs.1032	1% for Salaried & 1.5% for SENP	NIL	2.32%
India Bulls	10.40% (Upto 25Lacs), then 11%	Rs.992 (Upto 25Lacs), then Rs.1032	Up to 30 lacs 5,000+12.36%(Service tax) 30 lacs & above : 15,000+12.36%(Service tax)	NIL	2.42% (Upto 25Lacs), the 2.32%
Federal Bank	10.50%	Rs.998	7,000 + Service Tax	N.A	No Change
Allahabad Bank	10.20% (Upto 25Lacs), then 10.45%	Rs.978 (Upto 25Lacs), then Rs.995	0.50% of loan amount, Maximum Rs. 10,000/-	NIL	N.A
Bank of Maharastra	10.55% (Upto 25lacs), then 10.75%	Rs.985 (Upto 25lacs), then Rs.1015	0.50% (Max. Rs. 50,000/-)	Nil	2.42% (Upto 25lacs), then 2.38%
Central Bank of India	10.25%	Rs.982	0.50% of the loan amount subject to maximum of Rs.20,000/-	Nil	2.38%
Corporation Bank	10.25%	Rs.982	0.50% of Loan amount (Max.Rs.50,000/-)	NIL	2.38%
Bank of India	10.25%	Rs.982	0.25% of loan amount. Min.Rs.1,000 and Max. Rs.20,000	Nil	2.5%
Union Bank of India	10%	Rs,965	Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000	NIL	2.44%
United Bank of India	10.25%	Rs.982	0.50% of the loan amount	N.A	2.38%
UCO Bank	10.20%	Rs.978	0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/-	NIL	N.A
Bank of Baroda	10.25%	Rs.982	Loan upto Rs.30 Lacs - 0.50% (Minimum Rs.5,000/-) Above 30 Lacs - 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-)	N.A.	N.A
Canara Bank	9.95%	Rs.962			4.78%
Oriental Bank of Commerce	10.25%	Rs.982	0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax	NIL	No Change
Kotak Bank	10.75%	Rs.1015	0.25% - 0.5%	2% on Balance transfer else NIL	N.A
Dena Bank	10.25%	Rs.982	0.50% of sanctioned limit	N.A	0.48%
Punjab National Bank	10.25%	Rs.982			N.A
First Blue Home Finance	10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed)	Rs.982 (for Salaried / SEP), Rs.1015 (For Self Employed)	Salaried: Up to 30 lacs :7300 30 - 75 lacs : 11800 75 lacs & above : 15,000 + service tax(12.36%)	Nil	N.A
Vijaya Bank	10.50%	Rs.998	0.25% of loan amount. Maximum Rs.10000. Exclusive of Service Tax	N.A	N.A
Syndicate Bank	10.25%	Rs.982	upto Rs.25 lacs - 0.25% (Min Rs 1000 - Max Rs 5000) 26 lacs to 75 lacs - 0.55% (Max.Rs.500/-) above Rs.75 lacs - 0.55% (Max Rs.10000/-)	N.A	2.38%
Indian Overseas Bank	10.25%	Rs.982	A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation.	N.A	N.A
Development Credit Bank	11.50%	Rs.1066	1%	Nil	N.A
State Bank of Travancore	10.25%-10.50%	Rs.982 - Rs.998	Processing fees stands reduced by50% of normal charges during the campaign period	NIL	N.A
Tata capital Housing Finance ltd	10.75%	Rs.1015	0.5 to 1% off the loan amount.	N.A	N.A
Dhanalakshmi Bank	Scheme I: 11.50% (Fixed for 1 yr), Then 12% Scheme II: 12%	Scheme I: Rs.1066 (Fixed for 1 yr), Then Rs.1101 Scheme II: Rs.1101	1% + service tax	N.A	N.A
Indian Bank	10.20%	Rs.978	Nil	Nil	No Change

http://www.deal4loans.com/home-loans-interest-rates.php

SBI Home Loan

State Bank of India Home Loan

SBI has been awarded “The Most Preferred Home Loan Provider” by AWAAZ Consumer Awards. SBI home loans give concession on interest rates on GREEN HOMES under its environment protection program. SBI has different options for loan borrowers such as ‘SBI – Flexi’ home loans provides borrowers a one time irrevocable option to choose one of the three combinations of fixed and floating interest rates and also to choose the order in which the fixed and floating rate will be availed. The other is ‘SBI- Maxgain’ home loans - earn optimal yield on savings and minimize interest burden on home loans, with no extra cost. ‘SBI –Realty’ Home loans - purchase a plot of land for house construction. ‘SBI – Freedom’ Home loans – who want to invest in a property without mortgaging the same. SBI offers ‘SBI – Optima’ additional home loans and ‘SBI – Homeline’ special personal loans for existing home loan borrowers who have a repayment record of 3 years, etc.

Intrest Rates

Tenure	Interest Type	Interest Rate	Offer
20 - 25 Yrs.	Floating	11 %
15 - 20 Yrs.	Floating	11 %
10 - 15 Yrs.	Floating	11 %
4 - 10 Yrs.	Floating	11 %
2 - 3 Yrs.	Fixed	9.25 %
1 - 2 Yrs.	Fixed	8.5 %

Documents Required

List of papers/ documents applicable to all applicants:
·	Completed loan application
·	3 Passport size photographs
·	Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
·	Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
·	Proof of business address for non-salaried individuals
·	Statement of Bank Account/ Pass Book for last six months
·	Signature identification from present bankers
·	Personal Assets and Liabilities statement
For guarantor (wherever applicable):
·	Personal Assets and Liabilities Statement
·	2 passport size photographs
·	Proof of identification as above
·	Proof of residence as above
·	Proof of business address as above
·	Signature identification from his/her present bankers
Additional documents required for salaried persons :
·	Original Salary Certificate from employer
·	TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.
Additional documents required for Professionals/self- employed/ other IT assesses:
·	Acknowledged copies of three years I.T. returns/ Assessment Orders.
·	Photocopies of challans evidencing payment of Advance Income Tax.

SBI Home Loan