Thursday, February 3, 2011

ING Vysya Personal Loan Elgibility


Eligibility criteria For Salaried Individuals
 


  • Minimum age of Applicant: 23 years



  • Total of 3 year's overall work experience



  • Net Salary of Rs 1,80,000 per annum

    Documents required

     


  • Latest passport size photograph



  • Latest 2 months salary slip



  • Appointment letter/s or Form 16 as proof of experience



  • Proof of Age and Identity* (Passport Copy/ Voters ID card/ Driving License/Pan card) *ID proof /signature verification to be done by Banker if the none of the above is available Address Proof (Ration card/ Tel/elect. Bill/ Rental agr. / Passport copy/Driving License etc) Latest 6 months bank statement with Salary Credits.


    Eligibility criteria For Self Employed Professionals
     



  • Minimum age of Applicant: 23 years and 25 years for Non Professionals



  • Minimum three years' experience in their current business



  • Minimum Gross Annual Income of Rs 1,50,000

    Documents required
     


  • Latest passport size photograph


  • Latest 2 years ITR with computation of Income, CA certified P& L , Balance Sheet


  • Firm’s/Company’s Financials, Board Resloution, Partnership deed, copy of MOA and AOA wherever applicable


  • Proof of Business- ITRs/ License under Shops and Establishment Act/ Sales Tax Receipt/Import Export Code from RBI


  • Proof of Age and Identity* (Passport Copy/ Voters ID card/ Driving License/Pan card)


  • *ID proof /signature verification to be done by Banker if the none of the above is available


  • Address Proof (Ration card/ Tel/elect. Bill/ Rental agr. / Passport copy/Driving License etc)


  • Latest 6 months bank statement

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