Personal Intrest Rates - All Banks

Banks/Rates	Salaried
	CAT A	CAT B	Others	Pre-Payment Charges	Processing Fees
Fullerton India	19%	21%-23%	21%-28%	4%	2%
HDFC Bank	15.5% (for 75,000 & above salary), 16% (for 50,000-75,000 salary), 17% (for 35,000-50,000 salary), 19% (below 35,000 salary)	15.5% (for 75,000 & above salary), 16% (for 50,000-75,000 salary), 17% (for 35,000-50,000 salary), 19% (below 35,000 salary)	22%	4%	2% if salaried account in HDFC - other wise 2.5%
Citibank	16% (more than 50000 salary), 16.5% (for 35000-50000 salary), 17.5% (between 22000-35000 salary)	Only for Citibank account holders: 17% (for more than 50000 salary), 18% (for 30000-50000 salary), 18.5% (20000-30000 salary)	Only for Citibank account holders: 17% (for more than 50000 salary), 18% (for 30000-50000 salary), 18.5% (20000-30000 salary)	5%	2%
State Bank of India/SBI	16% (Guarantor required)	16%-20% (Guarantor required)	16%-20% (Guarantor required)	N.A.	2%-3%
Citi Financial	16%	17%-18%	21%	5%	2%
Andhra Bank	15.75%-16.75%	16.75%-18.75%	N.A.	N.A.	Rs250-Rs1000/-
Axis Bank	16%	18%	19%-23%	Nill	2%
Bank of Baroda	15%	15.5%	N.A.	N.A.	2%
Corporation Bank	14.5% (undertaking letter required)	N.A.	N.A.	N.A.	1.50% of the loan amount or Rs.500/-
ICICI Bank	N.A.	N.A.	N.A.	N.A.	N.A.
Standard Chartered Bank	15.5% - 22%	15.5% - 22%	15.5% - 22%	2%-5%	1%-2%
Syndicate Bank	13.5% (against security of IVP, NSC, KVP, LIC policies, RBI Relief Bonds)	13.5% (against security of IVP, NSC, KVP, LIC policies, RBI Relief Bonds)	13.5% (against security of IVP, NSC, KVP, LIC policies, RBI Relief Bonds)	N.A.	N.A.
United Bank Of India	16% 12%(For pensioners)	16%-18% 12%(For pensioners)	16%-18% 12%(For pensioners)	N.A.	N.A.
Vijaya Bank	16%	N.A.	N.A.	N.A.	N.A.