CITI Bank Personal Loan Elgibility

Salaried Individuals

 

Eligibility Criteria	Loan Amount	Documents Required
Age limit: 23 - 60 years	You can avail of a loan up to 11 times your net monthly income subject to a minimum Of Rs. 50,000 to maximum of Rs. 10,00,000.	Last 2 months Salary slip not more than 90 days old a) Computerized pay slip with company logo b) Pay slip on company letterhead. c) Last 3 months Bank statement.
Minimum Annual Income*: Rs. 1,20,000/-		PAN number or Form 60 for loans greater than Rs. 50,000.
Permanent / Confirmed employee		Supplementary documents: Photograph, Proof of age, Residence and ID Proof.

Self Employment Individuals 

Eligibility Criteria	Loan Amount	Documents Required
Age limit: 25 - 65 years	Up to 1.25 times your gross annual income subject to a minimum of Rs. 1,00,000 to a maximum of Rs. 5,00,000/-	2 years Income tax returns + supplementary documents
Minimum yearly Gross Income of Rs. 1,20,000/-		Bank A/c statement for the last 6 months
Minimum three years of self-employment		PAN number or Form 60 for loans greater than Rs. 50,000
IT Assessee for at least last two years		Supplementary documents: Photograph, Proof of age, Residence and ID Proof, Length of Employment /Continuity of Business, Signature proof, Degree.