Wednesday, February 2, 2011

HDFC Car Loan Fees & Charges

Description of charges New Car Loans
Cheque bouncing charges Rs. 450
FC Charges 6 % of POS for preclosures within 1 year from 1st EMI
5% of POS for preclosures within 13-24 months from 1st EMI
3% of POS for preclosures post 24 months from 1st EMI
No foreclosure allowed within 6 months from date of availing the car loan
Stamp Duty At actuals
Late Payment Penalty 2% per month
Processing fees Upto 2.5 Lacs : Rs.2000/-
2.51 to 4 lacs : Rs.3000/-
> 4 Lacs :Rs. 3500/-
Agri /PSL Charges Rs 2000
Cheque swapping charges Rs 500/-
Loan cancellation / re-booking charges Rs 1000/-
Bounce Cheque Charges Rs 450/-
Statement Charges (per statement) Rs 500/-
Duplicate Repayment Schedule charges Rs 500/-
Legal, Repossession & Incidental charges At actuals
Duplicate no due certificate / NOC Rs 500/-
Transaction fees for Suraksha Kavach Rs 500/- per case
Original RC Book Handling Charges Rs. 500/- Per RC book

1 comment:

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