| Rate of Interest of CitiBank Personal loan ( Last edited on :.02 February 2011) | |
| Interest rate | 14.5% to 18% |
| Eligibility Criteria for CitiBank Personal Loan | |
| Age of Applicant | Min-23 years ; Max-60 years |
| No. of years in employment | 3 years & above |
| Current Experience | 6 months & above |
| Net Monthly Income | Rs. 20,000/- & above |
| Loan Amount of CitiBank Personal Loan | |
| Minimum Funding | Rs. 50,000/- |
| Maximum Funding | Rs. 10,00,000/- |
| Loan Tenure offered by CitiBank | |
| Minimum Tenure | 12 months |
| Maximum Tenure | 60 months |
| Turn Around Time of CitiBank Personal Loan | |
| Turn around time | 5 working days |
| Processing Fee of CitiBank Personal Loan | |
| Processing fee | 1% of loan amount |
| Prepayment Charges of CitiBank Personal Loan | |
| Foreclosure Charges | 5% of outstanding principal (Can be foreclosed after 6 months only) |
| Salary available for making EMI’s | |
| For listed company | 35% of salary is considered |
| Non-listed company | 30% of salary is considered |
| Documents Required for CitiBank Pesronal Loan | |
| Identity Proof | Passport/ driving license/PAN card/Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification. |
| Age Proof | PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). |
| Address Proof | Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/Driving license/ Election ID card/Photo-credit card (with last two month statements). |
| Income Proof | Latest 3 month salary slip (computerized pay slip with company Logo/pay slip on company letterhead) |
| Job Continuity Proof | Form 16/relieving letter/appointment Letter (for last two months) |
| Banking History | Bank statements of latest 6 months and Existing loan sanction letter if any. |
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