IDBI Bank Intrest Rates

Home Loans  (Floating) Loan Tenure Home loans Home loan Interest Saver Up to Rs 20 lacs 9.50% p.a (Linked to BR) 10.00% p.a (Linked to BR) Above Rs 20-Rs 30 lacs 9.75%-10.00% p.a (Linked to BR) 10.25%-10.50% p.a (Linked to BR) Above Rs 30-Rs 75 lacs 10.00% p.a (Linked to BR) 10.50% p.a (Linked to BR) Above Rs 75 Lacs 10.50% p.a (Linked to BR) 11.00% p.a (Linked to BR)

Home Loans (Fixed )     Options Up to Rs 75 lacs  ROI(%) p.a Above Rs. 75 lacs ROI(%) p.a Fixed for 3 years 11.75% 12.00% Fixed for 5 years 12.25% 12.50%

Mortgage Loan (Floating)     Options ROI(%) p.a Loan Against Property 12.75% p.a (Linked to BR) Loan Against Property Overdraft 13.00%p.a (Linked to BR) Loan Against Rent Receivables 12.75% p.a (Linked to BR)

Loan for commercial property purchase (Floating) 14.75% p.a (Linked to BR)

Reverse Mortgage Loan (Fixed) Fixed (Re-Phasement after every 5 years ) 11.75%

Qualifying Loan Amount (Rs.1.00 lac) Tenor (years) 10 11 12 13 14 15 16 17 18 19 20 Monthly Instalment (Rs.) 437 370 319 271 234 203 177 154 135 118 104

Educational Loan (Floating) Type ROI(%) p.a Up to Rs 4 lakhs 12.25% p.a (Linked to BR) Above Rs 4 lakhs 12.50% p.a (Linked to BR) For the students of IIT,IIM and ISB (up to Rs 20 lakhs ) 11.50% p.a (Linked to BR)

Auto Loan (Floating ) MUV Segment ROI(%) p.a MUV Segment 11.75% p.a (Linked to BR) For all other vehicles 11.25% p.a (Linked to BR)

Auto Loan (Fixed) Vehicle Segment ROI(%) p.a Tenor up to 36 months Tenor up to 60 months Segment A: Small/Mid-size/ Utility & Premium 11.00% p.a 11.50% p.a MUVs 11.50% p.a 12.50% p.a Segment B: Premium 11.00% p.a 11.50% p.a Segment C: Luxury & SUV 11.00% p.a 11.25% p.a Segment D: Classic 11.50% p.a 11.25% p.a

The above rates are indicative in nature and may vary depending upon category of customer. For further assistance Please contact your nearest Branch /Retail Asset center or Call : 1800-22-1070 (MTNL / BSNL) 1800-200-1947 (Mobile/Other)